Professional Indemnity Insurance for Building & Pest Inspectors

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Protect your business and your personal assets.

As a professional Building & Pest Inspector, clients come to you for your expertise and knowledge. However, this can also mean that your business — and your personal assets — are exposed to potential professional negligence claims.

Unfortunately, mistakes can happen in any business and a client may make a complaint in response to a professional act, error or omission by you — or by anyone who has worked for you, including past, present and future employees as well as agents and subcontractors working on your behalf.

Over time, the complaint may escalate to a legal claim. This is a very real risk and if it occurs, the consequences of defending a claim can be very expensive and time consuming. You could become liable to pay legal costs, compensation, costs and expenses — which can be considerable.

As a professional Building & Pest Inspector — you provide advice or services to individuals or businesses, and as such professional indemnity insurance will provide you with comprehensive protection against such claims for financial loss, bodily injury or property damage.

SHC has been providing professional indemnity insurance to at the right price to Building & Pest Inspectors all over Australia since 1990. We’re experts at knowing the different risks that can affect your profession. We’ll take the time to explain the most relevant cover and features so you can make a fully informed decision. We’ll tailor our recommendations so you only pay for the cover you need — and the premiums will be the lowest possible.

Of course, we hope you will never need to claim on your policy, but if you do, then SHC will continue to look after you by managing the claims process on your behalf.

Who does it cover?

The policy is designed to cater for members of a particular profession, including Building & Pest Inspectors, which usually has a code of practice and minimum educational requirements. In fact, professional indemnity insurance is compulsory for many professions.

The standard professional indemnity insurance policy covers the following:

Insured named in the schedule


Loss arising from the conduct of consultants, agents and sub contractors if under the Insured’s direction although they would not be covered themselves

  • Incoming principals if arising from activities from a prior business within the same profession
  • Prior corporate entities
  • Merged entities
  • The estate, heirs, legal representatives or assignees of the Insured who dies or becomes insolvent

What does it cover?

Professional indemnity insurance covers breach of professional duty which may arise from common law, statute law or contractual law and provides protection against claims for financial loss only resulting directly from professional services.

Cover includes:

  • Outgoing partners' run-off protection
  • Dishhonest acts of employees
  • Unintentional breaches of the Competition and Consumer Act 2010
  • Loss, damage or destruction of any documents or records
  • Defamation (Libel and Slander)
  • Breach of professional duty (including duty of confidentiality)

SHC will help you choose the professional indemnity cover that best provides the protection you need at the most competitive premium.

The SHC service promise

  • Full policy review and discussion of your coverage
  • Personal service from our insurance experts
  • The right cover at the right price, tailored to your needs
  • Competitive discounted premiums
  • Same-day service for in-house quotations
  • Broad policy coverage
  • Same-day coverage
  • Convenient payment options
  • Fast, competitive quotes

We’re focused on your needs, flexible and fast so contact us today for a free quote. Speak to one of our customer service consultants now on 02 9806 2000 or email us to request more information.